Central
Virginia
Financial
Services LLC
Where YOUR Future
is
OUR Business !
434-229-8887
888-649-3660  (FAX)
According to the Employee Benefits Research Institute's 2009 Retirement Confidence Survey, workers who
say they are very confident about having enough money for a comfortable retirement dropped to 13% (down
from 41% in 2007) the lowest level since the survey's inception in 1993.
If you are one of the 60 million people considering retiring this year you are receiving mailings from
Medicare giving you all of your options. THESE are confusing and difficult to understand and can
cause quite a bit of grief!

You are also receiving mailings promoting Medicare Advantage programs, and Medicare supplement
programs hat talk about Medicare Part "A" and "B" and "D", and the refer to plans A,B,C,D,E,&F. Many
of these also talk about deductions and co-pays, and all are very difficult to navigate through.

Just like you would seek a professional for any other issue in your life, you would want to seek an
insurance professional to guide you and help you with this extremely important decision that will impact
the rest of your life ! I want to assure you that as a professional, I do not charge for my services. The
compensation model for these products are such that I am paid by the insurance company, not you.
You will not pay me a consultation fee, or any other fee.  

I would be honored to help with you with the choices you have and serve you and be your advocate
with the insurance company !